When people think of Indiana, they may think of the Indianapolis 500 race. Still, as a regular driver of a motor vehicle, you will want to follow the requirements and laws for auto insurance in Indiana.
Liability Insurance
The agents at the Gill Insurance Agency in Plainfield, IN understand the state requirements for auto insurance. Under Indiana law, all drivers must have at least bodily injury and property damage liability insurance. This type of policy will cover any injuries sustained by others involved in an accident that is determined to be your fault and will cover any property damaged in the accident.
Indiana law also requires each motorist to obtain an uninsured and underinsured insurance policy. This type of policy will cover medical payments for injuries sustained in a crash with someone who doesn’t have insurance or who has very little and will also cover property damage. In other words, if you or your passengers are injured due to an accident with someone with no insurance, your medical bills will be paid.
Comprehensive Insurance
Comprehensive insurance is important to have, not only for your peace of mind but for the bank or other lender that loaned you the money for your vehicle. This type of policy will cover your vehicle if it is damaged or destroyed by a natural disaster, fire, or vandalism. It will also cover your vehicle if it is stolen.
Collision Insurance
This part of your auto insurance policy will cover damages to your vehicle whether you collide with another car or if you collide with an object, such as a telephone pole.
To determine the best auto insurance coverage for you and your vehicle, call upon the agents at the Gill Insurance Agency in Plainfield, IN for an appointment or quote today!
