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Gill Insurance Advisors

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Plainfield, IN 46168

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Gill Insurance Advisors Blog

Should I Tell My Insurance Company About Home Upgrades?

You’ve just put in all kinds of time and energy into a home renovation or upgrade. Maybe you added a new fence or wholly updated the kitchen. Whatever you did, it’s a great feeling to accomplish a new upgrade to any home. But what about insuring this upgrade? Should you tell your insurance company about it? We at Gill Insurance Agency want to make sure you have all the facts, so if you live around Plainfield, IN this is what you need to know.

Do You Need To Say Anything?

First of all, no, you don’t need to say anything. You can make your upgrade and not tell your insurance provider. This is one option, but it may not be the best way to go about protecting your home.

Protect Your Upgrade

You likely put in a considerable amount of time and money into your upgrade. If your kitchen is damaged and you just renovated your kitchen, do you want to spend the money all over again to redo the kitchen? If not, you’ll want to tell your insurance provider about the upgrade. By informing your insurance provider, they can adjust your policy and make sure it is protected. This way, no matter what happens to your home, you won’t be forced to pay out of pocket to redo what you already upgraded completely. 

Proper Home Owner’s Insurance

You need to protect your home. The best way to do this is with home owner’s insurance. Whether you’re looking around for a new insurance provider or are considering the purchase of a new home, our staff here at Gill Insurance Agency here in Plainfield, IN is here to help and make sure you have all the information and answers needed to locate a policy designed just for you and your home. 

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